okay, you want to start a small business - a sarisari store. this is based on a true story.
first let me tell you my scenario kasi i am not saying that all these tips will work verbatim in your negosyo.
tips lang po. may mga kamali me kasi at kung gusto mong makatipid, maybe this will help for you.
in my processing of my permit wala naman me naexperience na under the table transactions from the people i was dealing with. dito sa baguio, sa LTO lang naman, based on my experience ang nagkalat mga fixer. sa city hall naman ay i would say is minimal. one experience lang ang isa lang ay yung fireman na gumawa ng fire clearance certificate ko, kasi babayaran mo na sa city hall yung inspection fee nila kaya ibibigay lang yung certificate LIBRE dapat pero may ini-abot siyang envelope sa akin na may "mr. and miss magsayasay elementary school" yung mga contest contest ng mga beauty contest sa mga batang mag-aaral, i gave the kolokoy fireman, P50 and he gave me the certificate. and yung sewer certificate na ayaw ibigay sa akin dahil di raw legal ang sewer connection namin sa pwesto ng business. kumbaga nakaconnect kami sa kanal pero di raw legal ang connection. i am instructed to pay P1,250 (legalization fee daw oh) + P1,000 para sa saniatation engineer to inspect kuno. anyway, pumunta ako mismo sa head ng office at tinanung kung totoo pinagsasabi ni mr.kolokoy2 at yun, kinausap ko yung pinakaboss ng division at tinawag si mr.kolokoy2 sa office nya at kami tatlo nag-usap usap at tama nga daw na ganun ang babayaran. eh kung mismo na boss ang nagsabi kaya binayaran ko na nga.
i am renting a stall space, P5,000/month excluding city services. about 6 feet by 10 feet located in a community in baguio city but the owner said, i will just tell to the authorities, i am not renting, i am just a "relative" so i dont pay any rental fees. this is because my landlord doesnt have a business permit too hehehe. nagpapa rent siya ng 5 rooms pero wala siyang permit at ayaw nyang mabuko. mautak din ang landlord na eto.
so all forms that i have signed that asked how much is my rental fee?
i always write "P0.00/month - not renting" so marami nagtatanong, from the
very start na kumuha ako ng form to engage in a business sa city hall tinanong una yun, sabi "hindi ako
umuupa, ang lola ko at nanay ng may-ari ng bahay ay magkapatid." sa bir, when i register my business, tinanung ulit pag akoy umuupa, sabi hindi na naman. pero pinagawa ako ng BIR ng certification from the
house owner na hindi ako umuupa. madali lang naman "this is to certify that i, mrs [mayaman] is the owner
of this house located at xxx road, yyy brgy baguio city and that mr [moi20503618] is staying at my house and that HE IS NOT RENTING for the use of a room. etc etc. sedula no. xxxx signed mrs [mayaman] ganun lang and tapos na. nung pumunta ako sa cityhall, natapos na fire, sanitary, city architects etc. may pumunta ng taga cityhall sa pwesto at tinanung na naman ang kung umuupa, syempre hindi na naman. hanggang sa matapos. dun lang me sa real property taxes medyo sumablay kasi hindi naniniwala ata yung taga cityhall sa estorya kung kamag-anak ko ang may ari ng bahay yet magkaiba naman apelyido hehehe pero pinirmahan pa rin naman yung form. talagang, naguilty lang ako dat time, hinuhuli nya ata ako at mahirap po talaga magsinungaling. hehehe.
tip#1-ONE IS ENOUGH. TWO IS TOO MANY. the form will ask you where is your residence address and business address right? hmm, don't write 2 addresses. just write one. in reality i live in brookspoint and my business is in sto.nino brgy so what happened is that, i have to pay 2 separate garbage fees. kasi magkaiba raw. kung ang residence at business location ay iisa, then i dont have to pay 2 separate garbage fees. asar.
now i know. do you remember, that pag may truck ng basura we just basura and basura and
we are not paying anything? sure we pay our taxes but not literal na we pay garbage fees eh pag nagnegosyo ka na ay sisingilin ka na pala. bwisit.
tip#2-DONT TELL THE REAL DATE. in reality the business started october 2008, so when the pipol in city hall inspected the business site, my mom who was there (i was in my sayote garden kasi) told them the the business started october 2008, mahirap nga naman magsinungaling, eh dapat she must have told january 2009 business started para tipid. [its february 2009 now] ang nangyari pati mga sewerage/garbage fees sa 2008 ay ipinabayad pa sa akin. bwisit again.
tip#3-LOWER YOUR CAPITAL INVESTMENT. the city hall have there own bracket and taxation scheme for the payment of taxes for the initial capital investment. so the higher capital, the higher your taxes will be. originally i wrote P12,000 as my initial investment, kasi nga pag naggrocery naman ako ng mga benta benta ay eh, 3-4 kartoons lang more than P5,000 na ang halaga. well, a karinderia owner/neighbor/friend told me that investment is too high. so I changed it to P6,000.make it real low. at least convincing naman of course.
tip#4-HIDE YOUR INVENTORIES WHEN THEY'LL COME.hehehe. you know what, the city hall girl said they will come check the place in tuesday, but they actually came wednesday hahaha style nila, nanghuhuli pa!!! and, anyway, tapos na ang moro-moro. nakaset-up na place.i just show em real little, as in litlle inventory. hehehe. so nung nakita yung store, anung ginawa sa investigation report nila? the P6,000 initial investment was CHECK.hehehe. akala ko nga iisa isahin yung mga benta kung bibilahin at pag mas mataas total value (which is in fact true mas marami) ay papalitan nila ang value pero di naman. in fact napakasimple at mabilis ang pag inspect nila.
tip#5-NOW YOU SELL, NOW YOU DONT.as we all know, selling cigarettes and liquors requires a separate permit.so thats dagdag gastos. so even if i sell those, (i have to sell, them, as majority of my sales actually comes from selling those things) i have to hide them because the city hall girls actually asked and checked if i do have cigarettes and liquours for sale. of course nandun sa nakatago ah yung mga iyon kaya di me nahulian. what is so funny is that during that time of the investigation, walang bumili ng sigarilyo. funny. what a real coincidence. imagine my lying tongue that i told them i dont sell cigarettes tapos biglang, kuya pabili marlboro green while the two cityhall girls were there, e di SUPER BUKINGKING pero yun nga, amazing talaga, never na may bumili that time at nakaligtas me. another sub-tip actually is that, you can just write a poster on your store that says "NO LIQUOR, NO CIGARETTE" at ligtas ka na para yung kapitbahay ko sa brookspoint na may store, may poster kasi siyang "NO LIQUOR, NO CIGARETTE."
that's all folks. yan muna. more saving tips as this negosyo goes on....