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Author Topic: Paano ba makakakuha ng loans sa cooperative at banks to start a negosyo  (Read 8506 times)

alx alx

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simpleng tao lang ako. gusto ko sana magtayo ng maliit na negosyo siguro mga 40k to 60 k capital may paraan ba ako para makakuha ng puhunan sa lending institutions? kelangan ko lang po ng info.

GerelRoa

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Hello,

There are several institutions that will easily lend this to you if you can prove that you are bankable:

1. Do you have a business plan?
2. What do you intend to do with the money?
3. How do you plan to earn it back?
4. How much of an interest are you willing to give?
5. How long do you intend to pay?
6. Are you in debt?
7. Do you have any bad dealings in the past?
8. What is your strength coming into the business?

If you give a good answer to these questions, it is almost impossible for you not to get good investors.

Cheers!

Gerel

the_walrus

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simpleng tao lang ako. gusto ko sana magtayo ng maliit na negosyo siguro mga 40k to 60 k capital may paraan ba ako para makakuha ng puhunan sa lending institutions? kelangan ko lang po ng info.

May ari-arian ka ba na pwedeng i-collateral? Loteng may clean title na nakapangalan sa 'yo o kaya ay sasakyang rehistrado sa pangalan mo?

Maraming lending companies na kayang-kaya ka pautangin sa halagang kailangan mo. Tingin-tingin ka lang sa paligid nyo o kaya ay sa mga dyaryo...marami kang makikita.

Pwede mo ring subukan ang mga kamag-anak mong sa tingin mo ay kaya ka pautangin ng ganyang halaga.

May mga nagpapa-utang na ang kolateral na hinihingi ay ATM Card lang.


merkado

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i think madami lending sa inyong area.... kasi madaming nagkalat ngayon...

carlos_111

  • Part-time entrepreneur
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  • Posts: 108
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simpleng tao lang ako. gusto ko sana magtayo ng maliit na negosyo siguro mga 40k to 60 k capital may paraan ba ako para makakuha ng puhunan sa lending institutions? kelangan ko lang po ng info.

mahirap sa bank mag loan. Wala na hundeds of thousand sa bank ngayon, million na pinapautang. its funny because i once asked how to get a p200,000 loan and they told me 1M is minimum loan but pwede daw ilakad ng manager na babaan sa 500thou and minimum.

there are rural banks or savings bank but im not familiar with the requirements.

the best and fastest way for me is for you to get credit cards as a short to medium term alternative and plan a long term financing from banks.

bunny8669

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  • Posts: 76
  • Gender: Male
simpleng tao lang ako. gusto ko sana magtayo ng maliit na negosyo siguro mga 40k to 60 k capital may paraan ba ako para makakuha ng puhunan sa lending institutions? kelangan ko lang po ng info.

Sa cooperative naman, kailangan member ka at may fix and savings deposit na magiging basehan kung magkano ma-ilo-loan mo. Usually 3 times nun combined fix/savings. Ito kasi ang collateral mo para sa loan. Bago ka maging member kailangan sumailalim ka ng premembership seminar at maapprove ng Board of Directors ang application mo.

BUNNY
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