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Saving money is about finding affordable alternatives.

Saving money is about finding affordable alternatives.
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There is a saying that goes, “A small leak can sink a great ship.” It is also the same when it comes to managing your money. Unnecessary expenses can sink your budget. List down your expenses in detail for a month and figure out which parts you can cut back on. Do you like coffee from your neighborhood café? Why not start making your own brew?  These little things can add up. Why not try bringing your own lunch and snacks to work? This not only saves you money but also forces you to eat healthy. If you spend P150 a day on lunch and snacks, this adds up to savings of P3,000 a month or P36,000 a year. The money you saved can be used for things that matter to you more like travel or taking a class.

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