There is a saying that goes: don't let life teach you the lesson. Investing is not without its pitfalls but it is all part of the learning process. Biolena says when he was younger he made the mistake of aggresively investing all his money in the stock market because of the high returns during the bull market of 2006. Fortunately, it was a lesson that he learned and recovered from. Spreading your risk by putting your money in different kinds of investment products can help you avoid those sleepless nights.
Most of all, the best thing you can do for your finances is to educate yourself. Read. Ask experts. Attend events. Make saving a portion of your salary per payday automatic - at least 10 percent is recommended- and investing won't be far behind.